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Cash & Nostro Reconciliation

Cash and Nostro reconciliation, cleared 10× faster.

Reconcile MT940/MT950, CAMT.053/054 and internal ledger cash across every nostro, vostro and internal account — with agentic triage that resolves breaks before your operations team opens them.

80%+
Auto-match rate on cash
10×
Faster break MTTR
T+0
Same-day close
For Treasury OperationsFor Nostro Recon TeamsFor Cash Management

The reconciliation problems this solves

Fragmented statements

Dozens of correspondent banks, mixed MT and ISO 20022 formats, timezone-dependent value dates and non-standard narratives.

Fee & FX noise

Small fees, rate differences and rounding create high-volume, low-value breaks that swamp analysts.

Duplicate & missing entries

Bank-side reversals and internal ledger delays create pending items that age silently past MTTR SLAs.

Regulatory pressure

BCBS 239, DORA and internal audit demand traceable, replayable evidence for every match and write-off.

What FVI does for this use case

Agentic break triage

AI clusters cash breaks by root cause (fee, FX, timing, duplicate) and drafts resolutions under policy gates.

20+ matching rules

1:1, 1:N, N:N, tolerance, fuzzy narrative, composite keys — tuned for MT940/CAMT semantics.

Statement normalisation

42 pre-built transforms map narratives, value dates and reference fields into a canonical cash model.

Ageing & MTTR SLAs

Per-account ageing buckets, reviewer SLAs, escalation policies and near-real-time dashboards.

Four-eyes write-off

Purpose-built Break Manager with maker-checker approvals for tolerance write-offs and forced matches.

Hash-chained audit

Every match, break, comment and approval is signed into an immutable evidence chain for regulators.

Data sources supported
  • SWIFT MT940 / MT942 / MT950 statements
  • ISO 20022 CAMT.053 / CAMT.054 / CAMT.052
  • Core banking GL extracts (Flexcube, T24, Finacle, Vision Plus)
  • SWIFT gpi tracker events
  • Payment gateway settlement files (CSV, XML, fixed-width)
  • Legacy fixed-width mainframe drops
Measurable outcomes
80%+
First-pass auto-match
60%+
Reduction in manual FTE effort
<15 min
Break MTTR (P50)
100%
Audit evidence coverage

Aligned to the regulations that matter here

Controls designed against the frameworks Tier-1 buyers require. See Security & Compliance for the full matrix.

BCBS 239DORASOX ICFRISO 20022SWIFT CSPSOC 2 Type II (target)

Frequently asked

How does FVI handle correspondent-bank fee breaks?+

Fees are matched using tolerance and fuzzy narrative rules; residuals are auto-clustered by counterparty and routed to a tolerance write-off queue that supports four-eyes approval and policy caps.

Can we run cash recon intraday?+

Yes. The Rekon Orchestrator supports cron, event-driven and streaming triggers, so cash can be reconciled hourly or on statement arrival for T+0 close.

Does FVI support ISO 20022 migration?+

Both MT and CAMT formats are supported natively, and the Data Prep pipeline maps legacy MT narratives to canonical ISO fields so you can migrate without breaking historical rules.

See it on your data

30 minutes with a solutions engineer, walking a real cash & nostro reconciliation workflow end-to-end.